A 3-ton central air conditioner in New York costs about $112.97 in July and $301 a year at 29.26¢/kWh; an 8,000 BTU window unit about $22.09 in July.
At 29.26¢/kWh — New York average, Jan–Aug 2026 (EIA). That is 61% above the U.S. average of 18.19¢.
| Efficiency | Per year | vs yours |
|---|---|---|
| SEER2 13.4 (min · North) | $301 | — |
| SEER2 14.3 (min · South) | $282 | −$18.95 |
| SEER2 15.2 (ENERGY STAR) | $265 | −$35.65 |
| SEER2 17 (ES average) | $237 | −$63.76 |
| Month | Full-load hours | 3-ton central | 8,000 BTU window |
|---|---|---|---|
| May | 15 | $11.64 | $2.28 |
| June | 66 | $51.88 | $10.14 |
| July | 144 | $112.97 | $22.09 |
| August | 120 | $94.54 | $18.49 |
| September | 35 | $27.15 | $5.31 |
| October | 4 | $2.91 | $0.57 |
DOE's room-AC test assumes 750 full-load hours a year for a typical U.S. home. We scale it by New York's population-weighted cooling degree days (621 ÷ 1,216) and spread it over the months the same way: 383 hours a year. Your thermostat setting and insulation move this a lot — switch the calculator to your own hours if you know them.
3 tons = 36,000 BTU/h ÷ SEER2 13.4 = 2,687 W. × 383 h = 1,029 kWh × 29.26¢ = $301.
The full method, material data and tips are on the main air conditioner cost calculator page.