How much does it cost to charge an EV at home in Indiana?

Data checked October 2026

Short answer

Charging an EV at home in Indiana costs about $46.01 a month for 1,000 miles in a Tesla Model Y Long Range AWD — 4.6¢ a mile, versus 15.2¢ for a 27.2 mpg car on $4.14 gas.

Indiana pays 17.04¢/kWh on average for Jan–Aug 2026 — 6% below the U.S. average of 18.19¢, the 20th most expensive of the 50 states and DC.
Regular gasoline averaged $4.14/gal in the Midwest (PADD 2) region (EIA, week of Oct 19, 2026), so home charging saves about $1,277 a year at 12,000 miles.
Efficiency matters as much as price: a Tesla Model Y Standard RWD (24 kWh/100 mi) costs $40.90 a month here, a Ford F-150 Lightning ER (48) $81.79.
Ask your utility about a time-of-use or EV rate: overnight energy is often priced well below the average shown here.
270 kWh a month is 28% on top of the 957 kWh an average Indiana home used each month in 2025.

Adjust it to your exact job

Your EV

Vehicle

EPA combined figures from fueleconomy.gov, measured at the wall, so Level 2 charging losses are already included.

Miles a month

12,000 miles a year. Count only the miles you charge for at home.

Home charger

Electricity rate

Where you live

Price per kWh

EIA's state average: total residential revenue ÷ kWh sold, so delivery and fixed monthly charges are spread over every kWh.

Charging at home costs

$46.01a month

270 kWh · 4.6¢ a mile · $552 a year

At 17.04¢/kWh — Indiana average, Jan–Aug 2026 (EIA). That is 6% below the U.S. average of 18.19¢.

Per mile: 4.6¢gas: 15.2¢
Per 100 miles: $4.6027 kWh
Per day: $1.518.9 kWh
Plug-in time per day: 1.4 hon Level 2

Versus filling up

Home charging

$46.01

Cheaper ✓ · per month

Gas at $4.14, 27.2 mpg

$152.39

per month

Driving 1,000 miles a month on electricity saves about $1,277 a year in Indiana versus a 27.2 mpg gas car. Maintenance and insurance differences are not included.

Other EVs at this rate

Monthly home charging cost by model
Vehicle	kWh/100 mi	Per month
Tesla Model Y Standard RWD (18 in)	24	$40.90
Tesla Model 3 Standard RWD	24	$40.90
Tesla Model 3 Premium AWD	26	$44.30
Tesla Model Y Long Range AWD	27	$46.01
Tesla Model S	27	$46.01
Nissan LEAF 75 kWh (18 in)	28	$47.71
Hyundai Ioniq 5 RWD	30	$51.12
Chevrolet Equinox EV FWD	31	$52.82
Ford Mustang Mach-E RWD Extended	31	$52.82
Tesla Model X	32	$54.53
Honda Prologue FWD	33	$56.23
Kia EV9 Long Range RWD	38	$64.75
Tesla Cybertruck AWD	43	$73.27
Rivian R1S Dual Large (20 in)	43	$73.27
Ford F-150 Lightning ER (last model year)	48	$81.79

No federal EV credits in 2026

The new clean vehicle credit (30D) ended for vehicles acquired after Sept 30, 2025, and the home charger credit (30C) for chargers placed in service after June 30, 2026. Check your utility for charger rebates and EV rates.

How to cut it

Set the car or charger to start after your utility's peak window (often 4–9 pm); on an EV or time-of-use plan that is the cheapest single change.
A Level 2 charger idles at about 7 W — roughly 60 kWh a year.
Cold weather and highway speeds raise kWh per mile; the EPA figure is a combined average.

Energy budget

270 kWh 2026 Tesla Model Y Long Range AWD — home charging per month1,000 mi at 17.04¢/kWh$46.01

Estimated total$46.01

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Compare

Home charging cost in Indiana, 1,000 miles a month at 17.04¢/kWh

Vehicle	kWh/100 mi	Per month	Per mile
Tesla Model Y Standard RWD	24	$40.90	4.1¢
Tesla Model 3 Standard RWD	24	$40.90	4.1¢
Tesla Model 3 Premium AWD	26	$44.30	4.4¢
Tesla Model Y Long Range AWD	27	$46.01	4.6¢
Tesla Model S	27	$46.01	4.6¢
Nissan LEAF 75 kWh	28	$47.71	4.8¢
Hyundai Ioniq 5 RWD	30	$51.12	5.1¢
Chevrolet Equinox EV FWD	31	$52.82	5.3¢
Ford Mustang Mach-E RWD Extended	31	$52.82	5.3¢
Tesla Model X	32	$54.53	5.5¢
Honda Prologue FWD	33	$56.23	5.6¢
Kia EV9 Long Range RWD	38	$64.75	6.5¢
Tesla Cybertruck AWD	43	$73.27	7.3¢
Rivian R1S Dual Large	43	$73.27	7.3¢
Ford F-150 Lightning ER	48	$81.79	8.2¢

How this was worked out

1,000 mi × 27 kWh/100 mi = 270 kWh; × 17.04¢ (Indiana average, Jan–Aug 2026, EIA) = $46.01. Gas: 1,000 ÷ 27.2 mpg × $4.14 = $152.39.

EIA's state average includes delivery and fixed customer charges spread over every kWh; your marginal cost for extra kWh may be a little lower. Enter your own rate in the calculator.

The full method, material data and tips are on the main ev charging cost calculator page.

More Indiana electricity costs

States with similar prices

Similar jobs

Other sizes people check

Sources

Data behind this answer

EIA Electric Power Monthly, Tables 5.6.A & 5.6.B — residential price by state (August 2026) — latest month and Jan–Aug 2026 year-to-date average for every state; preliminary, refreshed monthly · checked October 2026
fueleconomy.gov (EPA/DOE) — 2026 electric vehicles — kWh per 100 miles (wall-to-wheels) and range for each model · checked October 2026
DOE Alternative Fuels Data Center — charging levels — Level 1 ≈ 1.9 kW (~5 mi/h); Level 2 2.9–19.2 kW, residential typically 7.2 kW (~25 mi/h) · checked October 2026
EIA Gasoline and Diesel Fuel Update — regular gasoline, week of Oct 19, 2026: U.S. $4.284/gal; state or regional series · checked October 2026
EPA Automotive Trends Report — highlights — model-year 2024 new vehicles averaged a record 27.2 mpg real-world · checked October 2026
PG&E, SCE and FPL residential time-of-use rate pages — EV2-A off-peak 23¢; SCE TOU-D-4-9PM off-peak 32–33¢; FPL off-peak about 9¢ · checked October 2026
ENERGY STAR certified TVs, displays, computers, ceiling fans, dishwashers, water heaters, EV chargers — on-mode watts by screen size, typical annual energy, idle watts (SoQL averages) · checked October 2026
IRS — clean vehicle (30D) and charger (30C) credits — 30D ended for vehicles acquired after Sept 30, 2025; 30C for property placed in service after June 30, 2026 · checked October 2026
EIA-861M sales and revenue by state — 2025 average household use and bill per state (U.S. 878 kWh, $151.88 a month) · checked October 2026

Short answer

Charging an EV at home in Indiana costs about $46.01 a month for 1,000 miles in a Tesla Model Y Long Range AWD — 4.6¢ a mile, versus 15.2¢ for a 27.2 mpg car on $4.14 gas.

Indiana pays 17.04¢/kWh on average for Jan–Aug 2026 — 6% below the U.S. average of 18.19¢, the 20th most expensive of the 50 states and DC.

Regular gasoline averaged $4.14/gal in the Midwest (PADD 2) region (EIA, week of Oct 19, 2026), so home charging saves about $1,277 a year at 12,000 miles.

Efficiency matters as much as price: a Tesla Model Y Standard RWD (24 kWh/100 mi) costs $40.90 a month here, a Ford F-150 Lightning ER (48) $81.79.

Ask your utility about a time-of-use or EV rate: overnight energy is often priced well below the average shown here.

270 kWh a month is 28% on top of the 957 kWh an average Indiana home used each month in 2025.

Adjust it to your exact job

Your EV

Vehicle

EPA combined figures from fueleconomy.gov, measured at the wall, so Level 2 charging losses are already included.

Miles a month

12,000 miles a year. Count only the miles you charge for at home.

Home charger

Electricity rate

Where you live

Price per kWh

EIA's state average: total residential revenue ÷ kWh sold, so delivery and fixed monthly charges are spread over every kWh.

Charging at home costs

$46.01a month

270 kWh · 4.6¢ a mile · $552 a year

At 17.04¢/kWh — Indiana average, Jan–Aug 2026 (EIA). That is 6% below the U.S. average of 18.19¢.

Per mile: 4.6¢gas: 15.2¢
Per 100 miles: $4.6027 kWh
Per day: $1.518.9 kWh
Plug-in time per day: 1.4 hon Level 2

Versus filling up

Home charging

$46.01

Cheaper ✓ · per month

Gas at $4.14, 27.2 mpg

$152.39

per month

Driving 1,000 miles a month on electricity saves about $1,277 a year in Indiana versus a 27.2 mpg gas car. Maintenance and insurance differences are not included.

Other EVs at this rate

Monthly home charging cost by model
Vehicle	kWh/100 mi	Per month
Tesla Model Y Standard RWD (18 in)	24	$40.90
Tesla Model 3 Standard RWD	24	$40.90
Tesla Model 3 Premium AWD	26	$44.30
Tesla Model Y Long Range AWD	27	$46.01
Tesla Model S	27	$46.01
Nissan LEAF 75 kWh (18 in)	28	$47.71
Hyundai Ioniq 5 RWD	30	$51.12
Chevrolet Equinox EV FWD	31	$52.82
Ford Mustang Mach-E RWD Extended	31	$52.82
Tesla Model X	32	$54.53
Honda Prologue FWD	33	$56.23
Kia EV9 Long Range RWD	38	$64.75
Tesla Cybertruck AWD	43	$73.27
Rivian R1S Dual Large (20 in)	43	$73.27
Ford F-150 Lightning ER (last model year)	48	$81.79

No federal EV credits in 2026

How to cut it

Set the car or charger to start after your utility's peak window (often 4–9 pm); on an EV or time-of-use plan that is the cheapest single change.
A Level 2 charger idles at about 7 W — roughly 60 kWh a year.
Cold weather and highway speeds raise kWh per mile; the EPA figure is a combined average.

Energy budget

270 kWh 2026 Tesla Model Y Long Range AWD — home charging per month1,000 mi at 17.04¢/kWh$46.01

Estimated total$46.01

Vehicle

kWh/100 mi

Per month

Per mile

Tesla Model Y Standard RWD

$40.90

4.1¢

Tesla Model 3 Standard RWD

$40.90

4.1¢

Tesla Model 3 Premium AWD

$44.30

4.4¢

Tesla Model Y Long Range AWD

$46.01

4.6¢

Tesla Model S

$46.01

4.6¢

Nissan LEAF 75 kWh

$47.71

4.8¢

Hyundai Ioniq 5 RWD

$51.12

5.1¢

Chevrolet Equinox EV FWD

$52.82

5.3¢

Ford Mustang Mach-E RWD Extended

$52.82

5.3¢

Tesla Model X

$54.53

5.5¢

Honda Prologue FWD

$56.23

5.6¢

Kia EV9 Long Range RWD

$64.75

6.5¢

Tesla Cybertruck AWD

$73.27

7.3¢

Rivian R1S Dual Large

$73.27

7.3¢

Ford F-150 Lightning ER

$81.79

8.2¢

How this was worked out

1,000 mi × 27 kWh/100 mi = 270 kWh; × 17.04¢ (Indiana average, Jan–Aug 2026, EIA) = $46.01. Gas: 1,000 ÷ 27.2 mpg × $4.14 = $152.39.

EIA's state average includes delivery and fixed customer charges spread over every kWh; your marginal cost for extra kWh may be a little lower. Enter your own rate in the calculator.

The full method, material data and tips are on the main ev charging cost calculator page.