A 3-ton central air conditioner in Montana costs about $23.18 in July and $58.07 a year at 14.13¢/kWh; an 8,000 BTU window unit about $4.53 in July.
At 14.13¢/kWh — Montana average, Jan–Aug 2026 (EIA). That is 22% below the U.S. average of 18.19¢.
| Efficiency | Per year | vs yours |
|---|---|---|
| SEER2 13.4 (min · North) | $58.07 | — |
| SEER2 14.3 (min · South) | $54.41 | −$3.65 |
| SEER2 15.2 (ENERGY STAR) | $51.19 | −$6.88 |
| SEER2 17 (ES average) | $45.77 | −$12.30 |
| Month | Full-load hours | 3-ton central | 8,000 BTU window |
|---|---|---|---|
| May | 3 | $1.17 | $0.23 |
| June | 23 | $8.90 | $1.74 |
| July | 61 | $23.18 | $4.53 |
| August | 54 | $20.37 | $3.98 |
| September | 12 | $4.45 | $0.87 |
DOE's room-AC test assumes 750 full-load hours a year for a typical U.S. home. We scale it by Montana's population-weighted cooling degree days (248 ÷ 1,216) and spread it over the months the same way: 153 hours a year. Your thermostat setting and insulation move this a lot — switch the calculator to your own hours if you know them.
3 tons = 36,000 BTU/h ÷ SEER2 13.4 = 2,687 W. × 153 h = 411 kWh × 14.13¢ = $58.07.
The full method, material data and tips are on the main air conditioner cost calculator page.