A 3-ton central air conditioner in Missouri costs about $91.57 in July and $296 a year at 14.28¢/kWh; an 8,000 BTU window unit about $17.90 in July.
At 14.28¢/kWh — Missouri average, Jan–Aug 2026 (EIA). That is 21% below the U.S. average of 18.19¢.
| Efficiency | Per year | vs yours |
|---|---|---|
| SEER2 13.4 (min · North) | $296 | — |
| SEER2 14.3 (min · South) | $277 | −$18.62 |
| SEER2 15.2 (ENERGY STAR) | $261 | −$35.03 |
| SEER2 17 (ES average) | $233 | −$62.64 |
| Month | Full-load hours | 3-ton central | 8,000 BTU window |
|---|---|---|---|
| March | 4 | $1.42 | $0.28 |
| April | 7 | $2.84 | $0.56 |
| May | 59 | $22.48 | $4.40 |
| June | 152 | $58.45 | $11.43 |
| July | 239 | $91.57 | $17.90 |
| August | 207 | $79.27 | $15.50 |
| September | 88 | $33.60 | $6.57 |
| October | 15 | $5.92 | $1.16 |
DOE's room-AC test assumes 750 full-load hours a year for a typical U.S. home. We scale it by Missouri's population-weighted cooling degree days (1,250 ÷ 1,216) and spread it over the months the same way: 771 hours a year. Your thermostat setting and insulation move this a lot — switch the calculator to your own hours if you know them.
3 tons = 36,000 BTU/h ÷ SEER2 13.4 = 2,687 W. × 771 h = 2,071 kWh × 14.28¢ = $296.
The full method, material data and tips are on the main air conditioner cost calculator page.